Graduated Payment Mortgage

Are you a fresh graduate who is earning an entry salary at a starter position? Perhaps you are someone who is earning a low wage but is aware that your income will increase? Do you have a goal of wanting to be a home owner, but lack of financial assistance is restricting you from buying your dream home?

Graduate payment mortgage option might be a good fit for you. We offer graduated payment mortgages for individuals who cannot bear high mortgage payments in the beginning but expect their income to increase over time, hence allowing them to be able to afford higher payments.

Low Payments

This fixed rate mortgage offers low payments in the beginning compared to other forward mortgages. The payments increase as the loan period progresses. Therefore, you can start with low payments and with time, your repayment will slowly transition into higher payments, ensuring a smooth transition and no surprises.

Buying Freedom

Having a low salary can cause someone to feel like they are in a constant state of financial trouble. It may be the main thought which is causing them to veer away from purchasing a home, the individual may even feel like they are locked in their current living situation. By applying and receiving this type of loan, it can allow for them to purchase their dream house without having to wait too long. This type of mortgage can be the saving grace, allowing for you to purchase your dream home in a short period of time. So then what are you waiting for? You are just an approval away from your having your dream home.