Calculate Your Home Loan Instantly with Our Mortgage Calculator
4.5 | 172 Google reviews
Enter your details below to get an instant estimate of your mortgage payment.
Year | Opening Balance | Principal (P) | Interest (I) | Total (P+I) | Closing Balance |
---|
Get the Lowest Rate Now
Planning to buy a home in the Sunshine State?
Use our dedicated Mortgage Calculator to quickly estimate your potential monthly mortgage payments.
Fast & Accurate Loan Estimates
Understand your potential principal and interest payments quickly.
Compare Mortgage Scenarios
See how different loan terms or down payments affect your payment.
No Initial Credit Check Required
Use the calculator freely to explore options.
Take the First Step Toward Homeownership
Pegasus Mortgage is your trusted mortgage lender, committed to providing transparent and personalized home financing solutions. Our experienced mortgage advisors are ready to guide you through every step, ensuring a smooth and stress-free journey to buying your home.

Get Pre-Approved & Secure Competitive Mortgage Rates
Strengthen your offer in competitive housing market with a verified pre-approval letter from Pegasus Mortgage.
Fast Closings
We aim to get your mortgage approved efficiently, often in as little as 24 hours after receiving all necessary documentation.
Customizable Mortgage Options
Select the best fit for your financial goals, including fixed rate or adjustable-rate mortgages (ARMs).
Unlock Home Equity
Explore options to borrow up to $500K with a Home Equity Line of Credit (HELOC).
Flexible Loan Terms
Choose from standard US mortgage terms like 10, 15, 20, or 30 years.

Contact Pegasus Mortgage Your Home Loan Partner
Pegasus Mortgage provides expert guidance, competitive rates, and fast approvals to help you finance your property. Whether you’re a first-time buyer, looking to refinance, or investing in real estate, we make securing a mortgage straightforward.
Frequently Asked Questions
What is a mortgage calculator?
A mortgage calculator is an online tool that estimates monthly mortgage payments based on factors like loan amount, interest rate, and down payment.
How can I calculate my mortgage payment in the USA?
To calculate your mortgage payment, enter your loan amount, interest rate, and amortization period into our mortgage payment calculator USA. It will generate an estimated monthly payment, including principal and interest.
Does the mortgage calculator include taxes and insurance?
Our calculator estimates principal and interest. You may need to factor in property taxes, insurance, and mortgage insurance if applicable.
Can I use the calculator for different loan types?
Yes! Our calculator helps estimate payments for:
- Fixed-rate and variable-rate mortgages.
- First-time homebuyer programs.
- Refinancing options.
- Home equity loans.
How does my down payment impact my mortgage?
A down payment of 20% or more eliminates the need for mortgage insurance. Smaller down payments (as low as 5%) may require mortgage insurance, which slightly increases monthly costs.
Can I calculate mortgage payment for refinancing?
Yes, our mortgage calculator USA works for refinancing scenarios, allowing you to compare new mortgage terms and monthly payments.